Fixed-rate mortgages barely budged this week as the 30-year fixed-rate mortgage continued to hover below 4 percent.

Freddie Mac reports the following national averages with mortgage rates for the week ending Sept. 10:

• 30-year fixed-rate mortgages: averaged 3.90 percent with an average 0.6 point, rising from last week’s 3.89 percent average. A year ago, 30-year rates averaged 4.12 percent.
• 15-year fixed-rate mortgages: averaged 3.10 percent with an average 0.7 point, climbing slightly from last week’s 3.09 percent average. Last year at this time, 15-year rates averaged 3.26 percent.
• 5-year hybrid adjustable-rate mortgages: averaged 2.91 percent with an average 0.5 point, dropping from last week’s 2.93 percent average. A year ago, 5-year ARMs averaged 2.99 percent.
• 1-year ARMs: averaged 2.63 percent with an average 0.3 point, up from last week’s 2.62 percent average. A year ago, 1-year ARMs averaged 2.45 percent.